the don’t be broke blog

Love and money: Two of the most complicated subjects in existence. To help you love your money more this year, here are three simple tips to embrace: Be grateful It can be easy to lose focus when it comes to your money. Whether you’re struggling to get your bills paid, stressing over retirement, or worried […]

As parents, our number one goal is to raise our kids to be kind, compassionate human beings who can function in the world as independent adults. In the early years, we’re often focused heavily on those “kind and compassionate” terms. Our goal then is to teach kids not to hit, bite, or pitch fits. You […]

Any amount of debt can seem overwhelming, depending on what your income is or how much debt you’re comfortable having. If you’re feeling in over your head, it’s time to start looking for help to get you out of debt and back on track. When it comes to digging out from underneath your debilitating debt, […]

Cellular phone bills remain an area where many people can trim their budgets. If you haven’t shopped around lately, there are many new options available. All the major networks sell wholesale minutes to MVNOs (Mobile Network Virtual Operators), which they in turn sell at a significant discount to individuals. I would also observe that smartphone […]

“Repossession” is probably the scariest word in the financial lexicon this side of “bankruptcy.” Basically, if you bought something with a bank loan and they have a lien on it, and you stop making payments, the bank can take it back. That means your car or your house might not be your car or your […]

Shoppers have a problem. We get too many coupons and discounts thrown our way. It’s hard to sort through them all so we can locate the ones we actually want to use. Luckily, a slew of new (and some old) apps are here to help us with this dilemma. They curate the coupon pages for […]

Talking salary with a hiring manager during your job search can feel awkward. It seems like there’s never a right time or place to broach the subject. “You don’t want to wait too long, but the last thing you want to do is bring it up too early and annoy the hiring manager,” says Lynn […]

Dollar Loan Center is proud to present X 107.5 Holiday Havoc ’16. Two nights of amazing music. Just check out the lineup: Holiday Havoc Night 1 Blink-182 According to Rolling Stone, some of Blink-182’s top songs: Mutt: Going Away to College: All The Small Things: Adam’s Song: Damnit: Jimmy Eat World, Pierce the Veil, Weathers, […]

From presents to parties to poinsettia, researchers at Magnify Money, a personal finance website, found that Americans with debt sank an additional $986 in credit card debt over the holidays last year. This holiday season consumers seemed poised for yet another shopping spree. The National Retail Federation estimates retail sales in November and December will […]

Credit cards are convenient enemies. Almost everyone has a bad story about late fees, unauthorized charges, or overspending. Not surprisingly, many pundits (and parents) have a knee-jerk reaction to credit cards: “Using credit cards is the worst financial decision you can make,” they shout. “Cut them all up!” What an easy battle cry for people […]